Layby and Finance Options
We offer our customers the option to put a set on Lay-by.
Layby Terms, agreements and contract
We have contracted Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com to arrange our Layby agreements.
The following principles below make up the Terms & Conditions for any Lay-Buy or Layby contract and related transactions entered into. This applies to all and any lay-by contract template utilized by both the vendor or consumer:
Record of Payment
A record of payments transaction history will always be available for both the merchant and buyer, recording all amounts paid to-date and the date and value of all future pending payments as per your agreed lay-by policy.
Storage and Identification of Lay-Buy Products
For stock planning purposes, stock on order for lay-buy is planned to be available when the agreed plan has been completed.
Cancellation of Lay-Buy by Buyer
The buyer may cancel their LayBy agreement form at any time prior to delivery of products and on delivery of products if the products are damaged by so advising seller in writing or if seller agrees, orally. The deposit is non-refundable but the balance of payments will be refunded less the 0.9% admin fee charged by Lay-Buy Financial Solutions Pty Ltd.
Cancellation of Lay-Buy by Seller
Kiwiplay will not cancel a lay-buy unless –
a) The buyer breaches a term of the Lay-Buy; or
b) The company stops trading; or
c) The products are no longer available
Cancellation on breach by Buyer
If a buyer has breached a term of a Lay-Buy and Kiwiplay intends to cancel the Lay-Buy, before doing so Kiwiplay will –
a) Give the buyer notice of the intention to cancel the Lay-Buy; and
b) Allow the buyer at least 14 days within which to rectify the breach; and
c) The notice to be given has to be:I) in writing, sent to the buyer’s last known address, or, if the buyer so agrees, orally; and
II) must specify the breach of the Lay-Buy for which the Lay-Buy is being cancelled; and
III) must state the time within which the buyer must rectify the breach;
IV) must state the matters listed per below:* the purchase price of the products;
* all cancellation charges payable under the agreement; and
* the total amount paid under the Lay-Buy;
* any amount owing to either party under the terms of the Lay-Buy on the cancellation of the Lay-Buy.The Lay-Buy is cancelled at the end of the period specified in the notice unless the buyer rectifies the breach before then or Kiwiplay agrees not to cancel it.
Cancellation where products not available
If the products are no longer available, Seller must cancel the Lay-Buy and refund all monies to the buyer.
Effect of Cancellation
Subject to the above, when a Lay-Buy is cancelled by either party, Seller must refund all money paid within 14 days less a NZD $25 cancellation fee. There are circumstances which prohibit Seller from keeping the cancellation charge. These include but are not limited to, situations where the products are damaged or not delivered or where Seller has breached a term of the Lay-Buy statement.
Kiwiplay shall charge the buyer a AUD $25 cancellation fee under the terms of all Lay-Buy deals.
- Service Fee
- Kiwiplay shall not charge the customer any interest charges, membership fee or service fee on any Lay-Buy sales transaction. Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com charge an admin fee, which is a once-off 1.9% of the total order value at checkout. The buyer will pay this amount to Lay-Buys at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.
Kiwiplay will send receipts for the deposit and payments received plus monthly reports of activity and balance to pay.
The seller will only dispatch the buyer product/s after receiving the final installment payment for all Lay-Buy deals.
14.1 This Agreement shall be binding upon, inure to the benefit of, and be enforceable by the representatives, successors and assigns of the parties hereto.
14.2 This Agreement may be amended only by a written instrument duly executed by all parties hereto.
14.3 The parties hereby represent and warrant that each of them has full legal right, power and authority to enter into this Agreement and to carry out its obligations hereunder.
14.4 This Agreement may be executed simultaneously in one or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
14.5 Article headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement.
- Once the set is fully paid we will ship it to your home. :)
We can also now offer you:
Purchasing online with Q Card
You can now use your Q Card to make online purchase at kiwiplay.co.nz* and receive at least 3 months no payments and no interest (Payment Holiday) on your purchase.
On promotional days (as advertised from time to time) you could get an extended Payment Holiday period. Click here for current offer terms and conditions. (link to here: http://www.qcard.co.nz/index.php/terms-a-conditions/546-qeftpos-legal-disclosures)
To use Q Card online simply select 'Credit Card' as your payment type when you check-out, enter your Q Card number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Q Card).
What is Q Card?
Q Card is the ideal shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays^ at thousands of stores nationwide.
To find out more about Q Card, or to apply online, please visit qcard.co.nz.
* Purchases from kiwiplay.co.nz will be on your Q EFTPOS Plan.
^ Information about Q Card: A minimum purchase amount may be required. Account fees may apply. Available on Flexi Payment, Fixed Instalment or EFTPOS Plans. For interest free only deals, monthly payments may be required throughout interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of payment holiday or interest free period. Q Card lending criteria, fees, terms and conditions apply.