Layby and Finance Options

We offer our customers the option to put a set on Layby.

The structure for our Layby scheme is as follows:

- A 20% non-refundable deposit is payable to secure your set and establish your layby with us. 
- We do not charge any extra interest or fees. 
- You can make repayments as frequently or infrequently as you wish, up to a total period of 6 months.

It is totally up to you how much you can afford to pay off and when. 
- Once the set is fully paid we will ship it to your home. 

To set this up - all you need to do is email - one of our friendly team will be able to assist you.  

 We can also now offer you:

Purchasing online with Q Card

You can now use your Q Card to make online purchase at* and receive at least 3 months no payments and no interest (Payment Holiday) on your purchase.

On promotional days (as advertised from time to time) you could get an extended Payment Holiday period.  Click here for current offer terms and conditions. (link to here:

To use Q Card online simply select 'Credit Card' as your payment type when you check-out, enter your Q Card number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Q Card).

What is Q Card?

Q Card is the ideal shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays^ at thousands of stores nationwide.

To find out more about Q Card, or to apply online, please visit


* Purchases from will be on your Q EFTPOS Plan.

^ Information about Q Card: A minimum purchase amount may be required. Account fees may apply. Available on Flexi Payment, Fixed Instalment or EFTPOS Plans. For interest free only deals, monthly payments may be required throughout interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of payment holiday or interest free period. Q Card lending criteria, fees, terms and conditions apply.